Archive February 2016

Pet-Friendly Moving Tips

Moving day can be stressful for pets, but you can help them keep comfortable and secure during a move by following these practical tips from the experts at The Pet Realty Network and Moving.net.

If moving to a new city, find out if there are any local regulations about pets, such as weight restrictions or whether they need to be on a leash. Make sure your new building or neighborhood is pet-friendly.

Make sure your pet’s vaccinations are up to date and pack up their health records. Search for a new vet ahead of time and send them copies of your pets medical records. Keep at least one week’s worth of food and medication with you during the move in case of an emergency.

On moving day, putting pets in a safe, quiet place, such as a bathroom with their favorite toys, will help keep them calm and out of the way of movers.

When traveling by car, keep pets in a well-ventilated crate or carrier. For their safety, never leave pets alone in a parked vehicle, in an open bed of a truck or the storage area of a moving van.

Once at the new home, set out all their familiar things such as food and water bowls, blanket, litter box and toys. Update their ID tags with the new address and walk around the neighborhood so they’ll get used to their new surroundings. Once settled, get them back on their regular exercise and eating schedules as soon as possible.

With a little planning, your pet will feel less stressed about moving.

CRS Your Home Newsletter, February 2013

No More Closing Surprises

Thanks to new mortgage disclosure guidelines from the Consumer Financial Protection Bureau (CFPB) that became effective October 3, 2015, homebuyers can expect a more seamless closing process and fewer headaches at the closing table. The new rules simplify the loan paper- work so buyers understand exactly what they owe.

Buyers can expect to receive two documents during the sales process — a loan estimate and a closing disclosure form, which are intended to be more transparent and could save them money on hidden costs and small-print fees that they might other- wise miss.

The loan estimate details the transaction, including the estimated loan and closing costs. Consumers can use this form to do an apples-to-apples comparison when shopping
for home loans. The closing disclosure form, which details the final transaction, is provided to buyers three days before closing so they can confirm whether they are getting what they expected and negotiate any changes. The two documents mirror each other, making it easy to compare estimates with final loan terms.

Because of the strict timing rules lenders must follow, it’s important that buyers provide lenders with all the information they need to process their loan applications quickly. A qualified real estate professional can help ensure that all paperwork and negotiations with the seller are completed in a timely fashion.

CRS Your Home Newsletter, January/February 2016

Accessorize It

If your home decor seems stuck in a rut, updating your accessories can bring more spice to your living space. When accessorizing your home, follow these simple tips and tricks from HGTV and HouseBeautiful.com.

Highlight a Few Favorite Accessories at One Time. While it’s fun to collect different styles of pillows, artwork and collectables, displaying them all at one time can overwhelm the room. Try showing only 20 percent of your prized accessories at a given time and change them regularly throughout the year.

Highlight a Focal Point in the Room. Perhaps you have a uniquely designed fireplace mantel or a treasured area rug that you want to showcase. Select a piece of artwork to complement the rug, or display a few photographs of your favorite figurines along the mantel.

Choose a Color Scheme and Theme. Before buying accessories, decide on one or two colors that will ad visual interest to each room and complement your furniture and wall colors. If your furniture and walls are neutral, choose bold colors for your accessories to create a vibrant look. Accessories can also play up a theme of a room.

Group Similar Items. To create a consistent, balanced look, display accessories in small groupings. Some designers work by the rule of three. For example, a trio of matching mirrors lined up on the wall with a contrasting background can provide a dramatic focal point.

Light Up Your Space. Create instant impact by choosing light fixtures that complement the design style of the room. To create a certain mood, use wall scones, and extravagant chandelier or recessed lighting.

With the right accessories, your home can go from stale to stunning in no time.

CRS Your Home Newsletter, January/February 2016